International Limits, Fees & Charges

Credit Card Type Monthly Daily
Purchases/
Online(EGP)
Cash
(EGP)
Purchases/
Online(EGP)
Cash
(EGP)
Platinum Up to the card limit 36,000 Up to the card limit 36,000
Gold Up to the card limit 18,000 Up to the card limit 18,000
BPL Up to the card limit 9,000 Up to the card limit 9,000
Classic Up to the card limit 9,000 Up to the card limit 9,000
Debit Card Type  Monthly Daily
Purchases (EGP) Cash (EGP) Online Only (EGP) Total Monthly Limit (EGP) Purchases (EGP) Cash (EGP) Online Only (EGP)
Platinum 90,000 54,000 Unlimited 162,000 90,000 54,000 100,000
Prestige 54,000 27,000 Unlimited 99,000 54,000 27,000 50,000
Gold 27,000 18,000 Unlimited 54,000 27,000 18,000 20,000
BPL/Visa Electron 500 500 500 500 500 500
Fees & Charges Classic Card Gold Card Classic Secured Card Gold Secured Card Platinum
Joining Fee Annual EGP 150 EGP 200 EGP 75 EGP 100 EGP 500
Annual membership fee EGP 150 EGP 200 EGP 75 EGP 100 EGP 500
Supplementary Joining and Annual fee EGP 75 EGP 100 EGP 25 EGP 50 EGP 150
Spend Based Fee Waiver[Joining Fee Refund] EGP 2,500 EGP 7,500 EGP 2,500 EGP 7,500 EGP 15,000
Spend Based Fee Waiver[Annual Fee Refund] EGP 10,000 EGP 40,000 EGP 10,000 EGP 40,000 EGP 100,000
Purchase interest rate 2.95% 2.95% 2.45% 2.45% 2.95%
Cash interest rate 2.95% 2.95% 2.45% 2.45% 2.95%
Cash withdrawal fee per transaction 3% or EGP 30 whichever is higher 3% or EGP 30 whichever is higher 3% or EGP 30 whichever is higher 3% or EGP 30 whichever is higher 3% or EGP 30 whichever is higher
International Cash Withdrawal Fee per Transaction 5% or EGP 50 whichever is higher 5% or EGP 50 whichever is higher 5% or EGP 50 whichever is higher 5% or EGP 50 whichever is higher 5% or EGP 50 whichever is higher
Foreign exchange fee 3% on all currencies 3% on all currencies 3% on all currencies 3% on all currencies 3% on all currencies
Credit Shield Fees (Optional) 0.65% of outstanding balance on statement date 0.65% of outstanding balance on statement date 0.65% of outstanding balance on statement date 0.65% of outstanding balance on statement date 0.65% of outstanding balance on statement date
Late Payment Fee EGP 75 EGP 75 EGP 75 EGP 75 EGP 75
Over Limit Fee EGP 75 EGP 75 EGP 75 EGP 75 EGP 75
Statement Regeneration Fee EGP 15 EGP 15 EGP 15 EGP 15 EGP 15
Card Replacement Fee EGP 50 EGP 100 EGP 25 EGP 50 EGP 150
Settlement Letter EGP 200 EGP 200 EGP 200 EGP 200 EGP 200
Over the Counter Payment Fee EGP 10 EGP 10 EGP 10 EGP 10 Free
SMS Alert Fee [monthly] Free Free Free Free Free
Balance Certificate EGP 200 EGP 200 EGP 200 EGP 200 EGP 200
Physical Statement Fee EGP 20 EGP 20 EGP 20 EGP 20 EGP 20
E-Statement Fee Free Free Free Free Free
Pin Regeneration Fee Free through IVR Free through IVR Free through IVR Free through IVR Free through IVR

 

Premier Debit Card
Card Fees
Issuance Free
Annual membership Free
Supplementary issuance Free
Supplementary annual membership Free
Replacement(Lost/stolen/damaged) Free
PIN issuance & reissuance Free
OIF Foreign Exchange Fee* 3%
Withdrawal & Inquiry from Attijariwafa bank ATM Free
Withdrawal & Inquiry from non-Attijariwafa bank ATM EGP 7
International withdrawal & Inquiry from ATMs EGP 40
*Using your debit card abroad, OIF (Foreign Exchange) fee of 3% will be charged for all transactions on POS & ATM
Services through VISA Global call center
Report lost or stolen USD 35 (Per report)
Inquiry on services USD 7.5 (Per inquiry)
Emergency card replacement USD 250 (Per request)
Emergency cash disbursement USD 175 (Per request)
Priority Pass card
Lounge visit** USD 27 (Per visit)
Card issuance Free
Card Replacement Free
Annual Membership Free
**Visit fee is deducted from customer’s bank account directly for member & guests
Gold Debit Card
Card fees
Issuance EGP 50
Annual membership EGP 50
Replacement(Lost/stolen/damaged) EGP 30
OIF Foreign Exchange Fee 3%
PIN issuance & reissuance Free
Withdrawal & Inquiry from Attijariwafa bank ATM Free
Withdrawal & Inquiry from Non-Attijariwafa bank ATM EGP 7
International Withdrawal from Attijariwafa bank& non-Attijariwafa bank ATM 4%/EGP 40
International withdrawal & Inquiry from ATMs EGP 40
Supplementary card fees
Issuance EGP 30
Supplementary annual membership EGP 30
Admin Fee 2%, 2.5% up to 3% (Maximum 25.000 EGP)

(Minimum 1500 EGP)

Early Settlement from owner resources 5% (On Outstanding Principle)
Early Settlement through other banks 7% (On Outstanding Principle)
Late Payment Fee EGP 100 for Personal Loan
Governmnent Stamp Duty (Quarterly) 0.05% (From Outstanding Banlance)
Settlement Letter Issuance Fee EGP 200
Debit Certificate Issuance EGP 200
Legal Settlement letter Issuance Fee EGP 100
Life Insurance

Personal loans (Optional) Premier loans (Applied)

0.39% of Loan outstanding Balance Monthly

(Paid by a single Premium at insurance enrollment date)

* If you are enrolled in life insurance program over an old loan and the loan is topped up, the insurance will be calculated based on the extra loan amount